Compromise

Settlement

My wife and I at that time were just starting out and encountered an unfortunate perfect storm in terms of financial and other circumstances. I was making little as a graduate student at the time, my wife had a hard time finding work in the middle of the pandemic, I could not find new web design clients due to the pandemic, I was having a hard time finding extra work to try to make ends meet in the middle of the pandemic, there were some other hardships going on, we were facing immense medical debt because of unforeseen medical emergencies for my wife that occurred right after my wife and I got married (in June of 2019). We used what we could from our stimulus payments to settle with Advia. In hindsight, I would have done things differently, and it is a high priority for my wife and I to pay back the difference between what we owed and what we settled for to Advia (we hope to pay it back this spring).