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Reason for compromise (settlement): Around January 2018 I was diagnosed with organ
failure, a life-threatening condition that caused me to be hospitalized several times during a one
year period. In August 2018 the condition became so critical I could no longer take care of myself
or my finances and needed to take disability from work. Medical bills became too expensive that
I could no longer afford to pay any other bills. I started to miss credit card payments which
resulted in hundreds of dollars in late payment penalties and interest. Once I got healthier in
early 2019 I was able to start saving some money and contacted the credit card company who
offered to take a discounted payment to offset late payments and interest.
5/27/2019
Financial
Final
Type
Compromise
Disposition
Satisfied/Released
Broker Comment
Reason for compromise (settlement): Around January 2018 I was diagnosed with organ
failure, a life-threatening condition that caused me to be hospitalized several times during a one
year period. In August 2018 the condition became so critical I could no longer take care of myself
or my finances and needed to take disability from work. Medical bills became too expensive that
I could no longer afford to pay any other bills. I started to miss credit card payments which
resulted in thousands of dollars in late payment penalties and interest. Once I got healthier in
early 2019 I was able to start saving some money and contacted the credit card company who
offered to take a discounted payment to offset late payments and interest.
5/25/2019
Financial
Final
Type
Compromise
Disposition
Satisfied/Released
Broker Comment
Reason for compromise (settlement): Around January 2018 I was diagnosed with organ
failure, a life-threatening condition that caused me to be hospitalized several times during a one
year period. In August 2018 the condition became so critical I could no longer take care of myself
or my finances and needed to take disability from work. Medical bills became too expensive that
I could no longer afford to pay any other bills. I started to miss credit card payments which
resulted in hundreds of dollars in late payment penalties and interest. Once I got healthier in
early 2019 I was able to start saving some money and contacted the credit card company who
offered to take a discounted payment to offset late payments and interest.
5/25/2019
Financial
Final
Type
Compromise
Disposition
Satisfied/Released
Broker Comment
Reason for compromise (settlement): Around January 2018 I was diagnosed with organ
failure, a life-threatening condition that caused me to be hospitalized several times during a one
year period. In August 2018 the condition became so critical I could no longer take care of myself
or my finances and needed to take disability from work. Medical bills became too expensive that
I could no longer afford to pay any other bills. I started to miss credit card payments which
resulted in thousands of dollars in late payment penalties and interest. Once I got healthier and
was able to save some money I contacted the credit card company who offered to take a
discounted payment to offset late payments and interest.
A brokerage firm, also called a broker-dealer, is in the business of buying and selling securities – stocks, bonds, mutual funds, and certain other investment products – on behalf of its customer (as broker), for its own bank (dealer), or both. Individuals who work for broker-dealers - the sales personnel are commonly referred to as brokers.
IA
Investment Adviser
An investment adviser is paid for providing advice about securities to clients. In addition, some investment advisers manage investment portfolios and offer financial planning services.
Disclosures
Disclosures can be customer complaints or arbitrations, regulatory actions, employment terminations, bankruptcy filings and certain civil or criminal proceedings that they were a part of.
Disclosures can be customer complaints or arbitrations, regulatory actions, employment terminations, bankruptcy filings and certain civil or criminal proceedings that they were a part of.