Claimants alleged, inter alia, unsuitability with respect to investments in accounts - April 2015 to June 2016

$275,000.00

$90,000.00

Client alleged unsuitability with respect to investments in accounts. The arbitration was settled to avoid the cost and uncertainty of litigation. Morgan Stanley and the Financial Advisor strongly deny the allegations.

Client's attorney alleges unsuitability with respect to investments - March 2014 - January 2016. Damages unspecified.

$70,000.00

Client verbally alleged, inter alia, suitability with respect to the investments in her account - January 2010 to August 2015.

$21,000.00

CLAIMANT, A RESIDENT OF CALIFORNIA ALLEGES FRAUD, MISREPRESENTATION AND OMISSION OF MATERIAL FACT, NEGLIGENCE, BREACH OF FIDUCIARY DUTY, SUITABILITY AND BREACH OF CONTRACT AGAINST FAS FOR INVESTMENTS MADE IN HER ACCOUNT IN 2008. CLAIMANT SEEKS COMPENSATORY DAMAGES OF $220,000 PLUS INTEREST, FEES, COSTS AND PUNITIVE RELIEF.

$220,000.00

$40,000.00

FA'S RESPONSE: I HANDLED CLIENT'S ACCOUNT FOR ONLY THREE MONTHS AND DURING THAT TIME SHE PARTICIPATED IN THE FIRM'S NONDISCRETIONARY FEE-BASED INVESTMENT ADVISORY ACCOUNT WHERE HER PRIMARY INVESTMENT OBJECTIVE WAS HIGH CURRENT INCOME. ***THIS MATTER SETTLED ON NOVEMBER 18, 2010 FOR $40,000.00

INCIDENT ON 7/19/91 - COUNT 1 PC 211; AND COUNT 2 PC 245.A1. I WAS A PASSENGER IN A FRIENDS VEHICLE AND HE GOT INTO A ROAD DISPUTE. NO ONE EVER TOUCHED ONE ANOTHER PHYSICALLY. HOWEVER, THE PERSON IN THE OTHER VEHICLE BROUGHT UP THE SERIOUS CHARGES ABOVE. HE CLAIMED THAT WE WERE TRYING TO ROB HIM, WHICH WAS COMPLETELY FALSE. WHEN THE CASE WENT TO COURT THE FELONY CHARGES WERE DROPPED. WE WERE CHARGED WITH MISDEMEANOR DISTURBING THE PEACE(FIGHTING), PLACED ON SUMMARY PROBATION AND ORDERED TO DO 10 DAYS OF COMMUNITY SERVICE.

FELONY

ALL SERIOUS CHARGES DROPPED - PLED NO CONTEST TO PENAL CODE 415, A MISDEMEANOR (FIGHTING). I WAS PLACES ON 12 MOS. SUMMARY PROBATION AND ORDERED TO PERFORM 50 HOURS COMMUNITY SERVICE.

I HAVE ATTACHED A TYPED LETTER WHICH GIVES COMPLETE DETAILS OF THE ABOVE INCIDENT.

INCIDENT ON 3/4/89 - COUNT 1 602 (J) PC MISD. - TRESPASS; COUNT 2 242PC MISD BATTERY; COUNT 3 245(A) (1) PC MISD. ASSAULT W/DEADLY WEAPON (INSTRUMENT); COUNT 4 664-484(A) PC MISD - ATTEMPTED THEFT.

ALL CHARGES DROPPED EXCEPT PLEADED NO CONTEST TO COUNT 2 MISDEMEANOR BATTERY. I WAS PLACED ON SUMMARY PROBATION FOR 24 MOS., ORDERED TO PERFORM 15 DAYS COMMUNITY SERVICE & PAY $25.00 TO RESTITUTION FUND.

I HAVE ATTACHED A TYPED LETTER WHICH GIVES COMPLETE DETAILS OF THE ABOVE INCIDENT.