PLAINTIFF ALLEGES THAT SHE LOST APPROXIMATELY $170,000 OF HER RETIREMENT FUNDS DUE TO THE ADVICE OF HER ADVISOR. IN 2007, PLAINTIFF FURTHER ALLEGES THAT THE DEFENDANTS CONVINCED HER TO CREATE A CHARITABLE REMAINDER ANNUITY TRUST (CRAT) THAT WAS SET UP INCORRECTLY AND DID NOT QUALIFY AS A VALID CRAT, AND THAT DEFENDANTS PREPARED INACCURATE TAX RETURNS FROM 2007 - 2011. PLAINTIFF REQUESTS GENERAL DAMAGES IN THE AMOUNT OF NO LESS THAN $100,000.

$383,788.00

$30,000.00

Ameriprise Financial Services, Inc. settled this matter for $30,000 to avoid the costs associated with arbitration.

CLIENT ALLEGED THE REIT PURCHASED IN AUGUST 2007 WAS UNSUITABLE.

$20,000.00

OUR REVIEW FOUND THE REIT TO BE SUITABLE AND THE CLIENT RECEIVED COMPLETE INVESTMENT DISCLOSURE.

CLIENT ALLEGED DELAY IN TRANSACTIONS REQUESTED JULY 2008 RESULTED IN INVESTMENT LOSSES.

$45,959.00

OUR REVIEW INDICATED THE REQUESTED TRANSACTIONS WERE PROCESSED IN A SUITABLE TIME FRAME.

THE CLIENT ALLEGED THE ADVISOR REFUSED TO COMPLY WITH HIS SERVICE REQUESTS AND FAILED TO MOVE HIS FUNDS OUT OF THE STOCK MARKET WHICH RESULTED IN LOSSES.

$22,210.75

THE CLIENT SENT A LETTER WITHDRAWING HIS CONCERNS AGAINST THE ADVISOR.

CLIENT ALLEGES HER ADVISOR AND AEFA BREACHED THIER FIDUCIARY DUTY, MADE MISREPRESENTATIONS AND UNSUITABLE INVESTMENT RECOMMENDATIONS, AND THAT HER ADVISOR FRADULENTLY MISHANDLED HER ACCOUNTS.

$280,000.00

$102,500.00

AEFA SETTLE THIS MATTER FOR $102,500.00 IN ORDER TO AVOID THE COSTS ASSOCIATED WITH ARBITRATION. I WAS DISMISSED FROM THE CASE AS PART OF THE SETTLEMENT AND I CONTRIBUTED NOTHING TO THE SETTLEMENT AMOUNT.

THE CLIENT HAS ALLEGED SHE NEVER AUTHORIZED HER INVESTMENTS TO BE HELD WITHIN AXP MUTUAL FUNDS AND THAT I PROMISED SHE WOULD RECEIVE INCOME OF $5000.00 PER MONTH SINCE SEPTEMBER 2000.

$60,000.00

A REVIEW CONDUCTED BY MY FIRM FOUND THE CLIENT'S GOAL AND OBJECTIVES WERE LISTED AS MODERATE TO MODERATE AGGRESSIVE BASED ON HER INTENT TO EARN $4-5000.00 PER MONTH ON AN INVESTMENT OF $640000.00 WITHOUT TOUCHING THE PRINCIPAL. IT WAS FOUND THE RECOMMENDAITONS I MADE FOR HER WERE IN LINE WITH HER STATED RISK TOLERANCE. EVIDENCE THE CLIENT AUTHORIZED ALL PURCHASES OF THE AEFA PRODUCTS WAS FOUND IN COMPLETED AND SIGNED APPLICATIONS. COMPLETION OF THESE APPLICATIONS INCLUDE INFORMATION THE CLIENT RECEIVED PROSPECTUSES FOR THE INVESTMENTS BEING PURCHASED AND ALSO INDICATED THAT SHE UNDERSTOOD THE FEATURES, BENEFITS AND RISKS THEY HELD.