• Individual
  • Firm
at
in
in
When communicating online or investing with any professional, make sure you know who you’re dealing with. Imposters might link to sites like BrokerCheck from phishing or similar scam websites, or through social media , trying to steal your personal information or your money. Please contact FINRA with any concerns.
Justin Benedict Murphy
CRD#: 2775281
IA
Investment Adviser
B
Broker
FLEXIBLE PLAN INVESTMENTS LTDCRD#: 110762 Minneapolis, MN
CEROS FINANCIAL SERVICES, INC.CRD#: 37869 1445 RESEARCH BOULEVARD
SUITE 530
ROCKVILLE, MD 20850
Registration History
19961998200020022004200620082010201220142016201820202022202420262 FIRMS2021 - 2024 (3 years)2 FIRMS2024 - Present (<1 year)BVANGUARD MARKETING CORPORATION (CRD# 7452)2012 - 2019 (7 years)BDAVIS DISTRIBUTORS, LLC (CRD# 7975)2000 - 2011 (11 years)BKEMPER DISTRIBUTORS, INC. (CRD# 37306)1996 - 2000 (3 years)
Disclosure(s)
View By:
7/16/2019
Employment Separation After Allegations
License(s)

State Registrations

B
Alabama 8/12/2024

B
Montana 7/31/2024

B
Alaska 8/1/2024

B
Nebraska 7/31/2024

B
California 7/25/2024

B
Nevada 7/31/2024

B
Connecticut 7/26/2024

B
New Jersey 8/7/2024

B
Delaware 8/20/2024

B
New Mexico 8/7/2024

B
District of Columbia 8/28/2024

B
New York 8/8/2024

B
Florida 8/6/2024

B
North Carolina 8/7/2024

B
Georgia 8/9/2024

B
North Dakota 8/12/2024

B
Idaho 8/7/2024

B
Ohio 7/26/2024

B
Indiana 8/7/2024

B
Oklahoma 7/30/2024

B
Iowa 7/30/2024

B
Pennsylvania 7/31/2024

B
Kansas 8/1/2024

B
Rhode Island 7/30/2024

B
Kentucky 8/6/2024

B
South Carolina 7/30/2024

B
Louisiana 8/19/2024

B
South Dakota 7/31/2024

B
Maine 7/30/2024

B
Tennessee 8/8/2024

IA
Michigan 6/6/2024

B
Texas 7/25/2024

B
Michigan 8/7/2024

B
Virginia 8/8/2024

IA
Minnesota 6/4/2024

B
West Virginia 8/1/2024

B
Minnesota 7/29/2024

B
Wisconsin 7/30/2024

B
Mississippi 8/12/2024

B
Wyoming 8/6/2024

B
Missouri 7/26/2024

SRO Registrations

B
FINRA

B
Nasdaq Stock Market

View Exams Passed by the individual in the detailed report

Learn about permitted activities of registered representatives

Learn about permitted activities of registered principals

Not all jurisdictions require IAR registration or may have an exemption from registration.
Current Registration(s)
IA
FLEXIBLE PLAN INVESTMENTS LTD (CRD#:110762)
Minneapolis, MN
Registered with this firm since 6/4/2024

B
CEROS FINANCIAL SERVICES, INC. (CRD#:37869)
1445 RESEARCH BOULEVARD SUITE 530, ROCKVILLE, MD 20850
Registered with this firm since 7/25/2024

Previous Registration(s)
th hidden textth hidden textNameLocation
IA
04/20/2021 - 06/03/2024 PRINCIPAL SECURITIES, INC. (CRD#:1137) MINNETONKA, MN
B
01/20/2021 - 06/03/2024 PRINCIPAL SECURITIES, INC. (CRD#:1137) MINNETONKA, MN
B
04/20/2012 - 08/15/2019 VANGUARD MARKETING CORPORATION (CRD#:7452) MALVERN, PA
B
04/26/2000 - 04/11/2011 DAVIS DISTRIBUTORS, LLC (CRD#:7975) NEW YORK, NY
B
10/08/1996 - 04/12/2000 KEMPER DISTRIBUTORS, INC. (CRD#:37306) CHICAGO, IL
For additional information about investment advisers or broker-dealers, please visit
B
Broker
A brokerage firm, also called a broker-dealer, is in the business of buying and selling securities – stocks, bonds, mutual funds, and certain other investment products – on behalf of its customer (as broker), for its own bank (dealer), or both. Individuals who work for broker-dealers - the sales personnel are commonly referred to as brokers.
IA
Investment Adviser
An investment adviser is paid for providing advice about securities to clients. In addition, some investment advisers manage investment portfolios and offer financial planning services.
Disclosures
Disclosures can be customer complaints or arbitrations, regulatory actions, employment terminations, bankruptcy filings and certain civil or criminal proceedings that they were a part of.