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Detailed Report
MICHAEL BRATSZTEIN
MICHAEL (NONE) BRATSZTEIN, MICHAEL NONE BRATSZTEIN
CRD#: 2354532
IA
Investment Adviser
B
Broker
SCHWAB WEALTH ADVISORY, INC.CRD#: 159035 Riverview, FL
CHARLES SCHWAB & CO., INC.CRD#: 5393 Riverview, FL
Registration History
19952000200520102015202020252 FIRMS2007 - 2008 (<1 year)2 FIRMS2008 - 2009 (1 year)IASCHWAB WEALTH ADVISORY, INC. (CRD# 159035)2021 - Present (4 years)BCHARLES SCHWAB & CO., INC. (CRD# 5393)2020 - Present (4 years)BUSAA FINANCIAL ADVISORS, INC. (CRD# 129035)2009 - 2020 (10 years)BCHARLES SCHWAB & CO., INC. (CRD# 5393)1995 - 2007 (11 years)BMERRILL LYNCH, PIERCE, FENNER ... (CRD# 7691)1993 - 1995 (2 years)IACHARLES SCHWAB & CO., INC. (CRD# 5393)2020 - 2021 (<1 year)IAUSAA INVESTMENT MANAGEMENT COMPANY (CRD# 5475)2018 - 2020 (2 years)IAUSAA FINANCIAL PLANNING SERVICES (CRD# 106352)2010 - 2018 (8 years)IACHARLES SCHWAB & CO., INC. (CRD# 5393)2007 - 2007 (<1 year)
License(s)

State Registrations

B
California 5/26/2020
B
New Jersey 5/26/2020
B
Connecticut 5/26/2020
B
New York 5/26/2020
B
Florida 5/26/2020
B
North Carolina 5/26/2020
IA
Florida 1/27/2021
B
Ohio 5/26/2020
B
Georgia 5/26/2020
B
Pennsylvania 5/26/2020
B
Illinois 5/26/2020
B
Rhode Island 5/26/2020
B
Iowa 5/26/2020
B
South Carolina 5/26/2020
B
Maine 5/26/2020
B
Texas 5/26/2020
B
Maryland 5/26/2020
IA
Texas 2/8/2021
B
Massachusetts 5/26/2020
B
Vermont 2/21/2024
B
Minnesota 5/26/2020
B
Virginia 5/26/2020
B
Nevada 5/26/2020
B
Washington 5/26/2020
B
New Hampshire 5/26/2020

SRO Registrations

B
 FINRA
B
 Nasdaq Stock Market

View Exams Passed by the individual in the detailed report

Learn about permitted activities of registered representatives

Learn about permitted activities of registered principals

Not all jurisdictions require IAR registration or may have an exemption from registration.
Current Registration(s)
IA
SCHWAB WEALTH ADVISORY, INC. (CRD#:159035)
Riverview, FL
Registered with this firm since 1/27/2021
B
CHARLES SCHWAB & CO., INC. (CRD#:5393)
Riverview, FL
Registered with this firm since 5/23/2020
Previous Registration(s)
th hidden textth hidden textNameLocation
IA
 05/28/2020 - 01/29/2021 CHARLES SCHWAB & CO., INC. (CRD#:5393) Temple Terrace, FL
IA
 01/08/2018 - 05/24/2020 USAA INVESTMENT MANAGEMENT COMPANY (CRD#:5475) SAN ANTONIO, TX
B
 12/16/2009 - 05/24/2020 USAA FINANCIAL ADVISORS, INC. (CRD#:129035) Tampa, FL
IA
 01/04/2010 - 01/08/2018 USAA FINANCIAL PLANNING SERVICES (CRD#:106352) Tampa, FL
IA
 04/30/2008 - 11/11/2009 SUNTRUST INVESTMENT SERVICES, INC. (CRD#:17499) LAKELAND, FL
B
 04/23/2008 - 11/11/2009 SUNTRUST INVESTMENT SERVICES, INC. (CRD#:17499) LAKELAND, FL
IA
 10/01/2007 - 01/09/2008 MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED (CRD#:7691) JACKSONVILLE, FL
B
 09/27/2007 - 01/09/2008 MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED (CRD#:7691) JACKSONVILLE, FL
IA
 08/29/2007 - 09/04/2007 CHARLES SCHWAB & CO., INC. (CRD#:5393) ORLANDO, FL
B
 11/20/1995 - 09/04/2007 CHARLES SCHWAB & CO., INC. (CRD#:5393) ORLANDO, FL
B
 07/08/1993 - 11/14/1995 MERRILL LYNCH, PIERCE, FENNER & SMITH INCORPORATED (CRD#:7691) NEW YORK, NY
For additional information about investment advisers or broker-dealers, please visit
www.investor.gov
B
Broker
A brokerage firm, also called a broker-dealer, is in the business of buying and selling securities – stocks, bonds, mutual funds, and certain other investment products – on behalf of its customer (as broker), for its own bank (dealer), or both. Individuals who work for broker-dealers - the sales personnel are commonly referred to as brokers.
IA
Investment Adviser
An investment adviser is paid for providing advice about securities to clients. In addition, some investment advisers manage investment portfolios and offer financial planning services.
Disclosures
Disclosures can be customer complaints or arbitrations, regulatory actions, employment terminations, bankruptcy filings and certain civil or criminal proceedings that they were a part of.