Clients alleged that two variable annuity sales were unsuitable and requested that surrender charges be waived.

$38,841.56

$17,090.34

Client alleges that a product was misrepresented to her.

Customer met annually for review and complete explanation of CDSC and all aspects of the contract. Client annually informed me a friend in the securities business continued to tell client she was paying too much in fees.

CLIENT ALLEGATION OF MIS REPRESENTATION OF FEES & INVESTMENTS ON A INDY K PLAN.

THE COMPANY SETTLED BY OFFERING TO WAIVE THE 2% LOAN INTEREST ON THE FIRST LOAN THAT IS TAKEN ON THE ACCOUNT.

ALLEGATIONS FROM THE CLIENT WAS THE CONTRACT DID NOT FIT HIS NEEDS AND DEMANDED HIS MONEY BACK. CLIENT NEVER SIGNED THE DELIVERY RECEIPT I HANDED TO HIM AND HE HAD HOME OFFICE RUN ILLUSTRATIONS TO SEE WHAT THE OUTCOMES WOULD BE IN DIFFERENT SITUATIONS OF THE ACCOUNTS PERFORMANCE. HOME OFFICE SENT ANOTHER DELIVERY RECEIPT TO SIGN AFTER NOT RECEIVING THE DELIVERY RECEIPT I GAVE THE CLIENT. THIS CASE WAS NEVER TAKEN NOR WAS THE DELIVERY SIGNED BY THE CLIENT. PFG ASSUMED CONSENT OF THE DELIVERY AFTER MAILING IT TO HIM AND NOT RECEIVING AFTER TIME.

$8,841.38

ALLEGATIONS FROM THE CLIENT WAS THE CONTRACT DID NOT FIT HIS NEEDS AND DEMANDED HIS MONEY BACK. CLIENT NEVER SIGNED THE DELIVERY RECEIPT I HANDED TO HIM AND HE HAD HOME OFFICE RUN ILLUSTRATIONS TO SEE WHAT THE OUTCOMES WOULD BE IN DIFFERENT SITUATIONS OF THE ACCOUNTS PERFORMANCE. HOME OFFICE SENT ANOTHER DELIVERY RECEIPT TO SIGN AFTER NOT RECEIVING THE DELIVERY RECEIPT I GAVE THE CLIENT. THIS CASE WAS NEVER TAKEN NOR WAS THE DELIVERY SIGNED BY THE CLIENT. PFG ASSUMED CONSENT OF THE DELIVERY AFTER MAILING IT TO HIM AND NOT RECEIVING AFTER TIME.