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SUSAN RENE SOMMER
SUSAN RENE EFFINGER, SUSAN R SOMMER
CRD#: 2202276
IA
Investment Adviser
B
Broker
UNIVERSAL FINANCIAL ADVISORS, LLCCRD#: 318392 1395 Triad Center Drive
Suite 4
St. Peters, MO 63376
OSAIC WEALTH, INC.CRD#: 23131 1395 TRIAD CENTER DR STE 4
SAINT PETERS, MO 63376
Registration History
19952000200520102015202020252 FIRMS2009 - 2015 (5 years)IAUNIVERSAL FINANCIAL ADVISORS, LLC (CRD# 318392)2022 - Present (2 years)BOSAIC WEALTH, INC. (CRD# 23131)2024 - Present (<1 year)BSECURITIES AMERICA, INC. (CRD# 10205)2015 - 2024 (8 years)BMUTUAL SERVICE CORPORATION (CRD# 4806)1995 - 2009 (14 years)BALLMERICA INVESTMENTS, INC. (CRD# 3960)1992 - 1995 (3 years)IAPFG ADVISORS (CRD# 173344)2022 - 2022 (<1 year)IABEAM ASSET MANAGEMENT, LLC (CRD# 109867)2015 - 2021 (6 years)IAMUTUAL SERVICE CORPORATION (CRD# 4806)2004 - 2009 (5 years)IASOMMER INVESTMENTS, L.L.C. (CRD# 115590)1999 - 2004 (4 years)
License(s)

State Registrations

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Arizona 6/14/2024

B
Mississippi 6/14/2024

B
California 6/14/2024

IA
Missouri 8/10/2022

B
Florida 6/14/2024

B
Missouri 6/14/2024

B
Illinois 6/14/2024

B
Oregon 6/14/2024

B
Indiana 6/14/2024

B
Texas 6/14/2024

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Iowa 6/14/2024

B
Virginia 6/14/2024

B
Kansas 6/14/2024

SRO Registrations

Not all jurisdictions require IAR registration or may have an exemption from registration.
Current Registration(s)
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UNIVERSAL FINANCIAL ADVISORS, LLC (CRD#:318392)
1395 Triad Center Drive Suite 4, St. Peters, MO 63376
Registered with this firm since 8/10/2022

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OSAIC WEALTH, INC. (CRD#:23131)
1395 TRIAD CENTER DR STE 4, SAINT PETERS, MO 63376
Registered with this firm since 6/14/2024

Previous Registration(s)
th hidden textth hidden textNameLocation
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07/09/2015 - 06/14/2024 SECURITIES AMERICA, INC. (CRD#:10205) SAINT PETERS, MO
IA
01/03/2022 - 08/16/2022 PFG ADVISORS (CRD#:173344) St. Peters, MO
IA
04/20/2015 - 12/15/2021 BEAM ASSET MANAGEMENT, LLC (CRD#:109867) ST. PETERS, MO
IA
09/08/2009 - 07/21/2015 LPL FINANCIAL LLC (CRD#:6413) ST. PETERS, MO
B
09/08/2009 - 07/21/2015 LPL FINANCIAL LLC (CRD#:6413) ST. PETERS, MO
IA
02/17/2004 - 09/08/2009 MUTUAL SERVICE CORPORATION (CRD#:4806) ST.CHARLES, MO
B
08/10/1995 - 09/08/2009 MUTUAL SERVICE CORPORATION (CRD#:4806) ST.CHARLES, MO
IA
09/14/1999 - 07/30/2004 SOMMER INVESTMENTS, L.L.C. (CRD#:115590) ST. CHARLES, MO
B
02/10/1992 - 08/11/1995 ALLMERICA INVESTMENTS, INC. (CRD#:3960) WORCESTER, MA
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B
Broker
IA
Investment Adviser
Disclosures
Disclosures can be customer complaints or arbitrations, regulatory actions, employment terminations, bankruptcy filings and certain civil or criminal proceedings that they were a part of.