TIME FRAME: SEPTEMBER 3, 2013 TO OCTOBER 23, 2013 CLIENT ALLEGES THAT HE TOLD HIS FINANCIAL ADVISOR TO PUT HIS MONEY IN THE MOST CONSERVATIVE INVESTMENTS AS POSSIBLE. THE ALLEGED DAMAGES ARE ESTIMATED TO BE IN EXCESS OF $5000

I AM IN DISAGREEMENT WITH THE CLIENT COMMENTARY. THE CLIENT WAS PRESENT AT A SERIES OF SEVERAL MEETINGS AND CONVERSATIONS WHERE HE WAS ADVISED ON THE INVESTMENTS HE ULTIMATELY MADE. FOR HIM TO ARRIVE AT A CAREFULY EXPLAINED AND THOUGHT OUT INVESTMENT PORTFOLIO I DISCUSSED HIS TIME HORIZON, INVESTMENT EXPERIENCE, DESIRE FOR YIELD AND PRESENTED HIM MORE THAN ONE SCENARIO FOR HIM TO CHOOSE. AFTER CAREFUL CONSIDERATION AND IN VIEW OF ALL THE INVESTMENT VEHICLE FACTSHEETS AND RISK DISCLOSURES, THE CLIENT INSTRUCTED ME TO PROCEED WITH ONE OF THE SUGGESTED SCENARIOS.

TIME FRAME: 2008 EXECUTOR ALLEGES THAT THE FA RECOMMENDED AND PURCHASED INVESTMENTS THAT WERE NOT SUITABLE AND, FAILED TO DISCLOSE OR MISREPRESENTED MATERIAL FACTS CONCERNING THE INVESTMENTS EXECUTOR FURTHER ALLEGES THAT THE SECURITIES BOUGHT AND SOLD IN THE ACCOUNT WERE MADE WITHOUT FIRST CONTACTING THE CLIENT TO OBTAIN HER AUTHORIZATION.

$73,000.00