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Detailed Report
RICHARD YANCY KARS
RICHARD Y KARS
CRD#: 2091108
IA
Investment Adviser
B
Broker
SCHWAB WEALTH ADVISORY, INC.CRD#: 159035 9875 SCHWAB WAY
LONE TREE, CO 80124
CHARLES SCHWAB & CO., INC.CRD#: 5393 9800 Schwab Way
Lone Tree, CO 80124
Registration History
199019952000200520102015202020252 FIRMS1990 - 1994 (3 years)2 FIRMS2013 - Present (11 years)BSECURITIES AMERICA, INC. (CRD# 10205)2009 - 2012 (2 years)BLPL FINANCIAL CORPORATION (CRD# 6413)2004 - 2009 (4 years)BRAYMOND JAMES FINANCIAL SERVIC... (CRD# 6694)2002 - 2004 (2 years)BH&R BLOCK FINANCIAL ADVISORS, INC. (CRD# 5979)1995 - 2002 (6 years)BSTIFEL, NICOLAUS & COMPANY, IN... (CRD# 793)1994 - 1995 (1 year)IASECURITIES AMERICA ADVISORS, INC. (CRD# 110518)2010 - 2012 (2 years)
License(s)

State Registrations

B
Alabama 10/5/2024
B
Missouri 5/16/2013
B
Arizona 5/30/2013
B
Nebraska 5/20/2013
B
California 5/16/2013
B
Nevada 3/25/2020
B
Colorado 5/17/2013
B
New Mexico 7/26/2018
IA
Colorado 5/17/2013
B
New York 3/10/2016
B
Connecticut 2/7/2024
B
North Carolina 1/25/2016
B
Florida 5/20/2013
B
Ohio 2/7/2024
B
Georgia 2/6/2017
B
Oklahoma 7/25/2024
B
Illinois 5/13/2013
B
Pennsylvania 6/21/2018
B
Iowa 5/17/2013
B
South Carolina 5/20/2013
B
Kansas 5/16/2013
B
South Dakota 5/20/2013
B
Louisiana 5/20/2013
B
Tennessee 5/22/2013
B
Maryland 5/20/2013
B
Texas 1/2/2020
B
Massachusetts 6/11/2018
IA
Texas 1/2/2020
B
Michigan 7/18/2018
B
Virginia 5/12/2015
B
Minnesota 5/17/2013
B
Washington 5/22/2013
B
Mississippi 6/9/2017
B
Wisconsin 10/25/2016

SRO Registrations

B
 FINRA
B
 Nasdaq Stock Market

View Exams Passed by the individual in the detailed report

Learn about permitted activities of registered representatives

Learn about permitted activities of registered principals

Not all jurisdictions require IAR registration or may have an exemption from registration.
Current Registration(s)
IA
SCHWAB WEALTH ADVISORY, INC. (CRD#:159035)
9875 SCHWAB WAY, LONE TREE, CO 80124
Registered with this firm since 5/17/2013
B
CHARLES SCHWAB & CO., INC. (CRD#:5393)
9800 Schwab Way, Lone Tree, CO 80124
Registered with this firm since 5/15/2013
Previous Registration(s)
th hidden textth hidden textNameLocation
IA
 03/17/2010 - 10/22/2012 SECURITIES AMERICA ADVISORS, INC. (CRD#:110518) BYRON CENTER, MI
B
 12/02/2009 - 10/22/2012 SECURITIES AMERICA, INC. (CRD#:10205) BYRON CENTER, MI
B
 10/27/2004 - 08/04/2009 LPL FINANCIAL CORPORATION (CRD#:6413) FORT MILL, SC
B
 05/24/2002 - 06/29/2004 RAYMOND JAMES FINANCIAL SERVICES, INC. (CRD#:6694) ST. PETERSBURG, FL
B
 11/29/1995 - 06/04/2002 H&R BLOCK FINANCIAL ADVISORS, INC. (CRD#:5979) DETROIT, MI
B
 04/26/1994 - 12/01/1995 STIFEL, NICOLAUS & COMPANY, INCORPORATED (CRD#:793) ST. LOUIS, MO
B
 09/12/1990 - 04/04/1994 EQUICO SECURITIES, INC. (CRD#:6627) NEW YORK, NY
B
 09/12/1990 - 04/04/1994 THE EQUITABLE LIFE ASSURANCE SOCIETY OF THE UNITED STATES (CRD#:4039) NEW YORK, NY
For additional information about investment advisers or broker-dealers, please visit
www.investor.gov
B
Broker
A brokerage firm, also called a broker-dealer, is in the business of buying and selling securities – stocks, bonds, mutual funds, and certain other investment products – on behalf of its customer (as broker), for its own bank (dealer), or both. Individuals who work for broker-dealers - the sales personnel are commonly referred to as brokers.
IA
Investment Adviser
An investment adviser is paid for providing advice about securities to clients. In addition, some investment advisers manage investment portfolios and offer financial planning services.
Disclosures
Disclosures can be customer complaints or arbitrations, regulatory actions, employment terminations, bankruptcy filings and certain civil or criminal proceedings that they were a part of.