$6,803.00

Tax

I have had large medical bills in a [REDACTED] 2009, and was not able to meet and pay tax obligations. I am in a current tax installment agreement with the IRS to pay monthly.

$4,409.00

Tax

I have had large medical bills in a [REDACTED] 2009, and was unable to meet and pay tax obligations. I am in a current tax installment agreement with the IRS to pay monthly.

Compromise

Satisfied/Released

$6,989.99

Tax

I have had large medical bills in a [REDACTED] 2009, and was not able to meet and pay tax obligations. I am in a current tax installment agreement with the IRS to pay monthly.

$16,811.73

Civil

DEBT COLLECTION AGENCIES SOLD THE HISTORICAL CREDIT CARD DEBTS MANY TIMES. NOW A LAW OFFICE HAS TAKEN OVER THE CASE.

$19,503.00

Tax

I have had large medical bills in a [REDACTED] 2009, was not able to meet and pay tax obligations. I am in a current tax installment agreement with the IRS to pay monthly.

$55,000.00

Tax

I HAD A SEVERE [REDACTED] ON 07/14/2009. I HAVE HAD A NUMBER OF MAJOR SURGERIES AND HOSPITAL BILLS THAT WAS IN EXCESS $180,000. I WAS SELF EMPLOYED AND HAD NO MEDICAL INSURANCE. I WAS NOT ABLE TO PAY ALL TAXES AND OFFER WHAT I COULD AND HAVE WORKED ON PAYING ALL THE HOSPITAL BILLS. AFTER THE [REDACTED] I WAS NOT ABLE TO WORK AND ACCUMULATED A NUMBER OF LIVING EXPENSES AND DEBT ACCUMULATED IN RECOVERY. AS A RESULT, I HAVE NOT BEEN ABLE TO KEEP UP WITH MY PAYMENTS AND HAVE MADE ARRANGEMENTS WITH THE IRS AND WILL CONTINUE TO MAKE PAYMENTS. I AM WORKING ON RESOLVING MY TAX LIENS AND HOPE TO HAVE THEM SETTLED IN THE FUTURE.

$3,118.00

Tax

I did not correctly estimate my yearly earnings and did not make the appropriate quarterly payments and when filing taxes I owed the taxes of $3,118 and was unable to pay. I currently have a tax installment agreement with the IRS to pay monthly.

$24,120.04

Civil

CLIENTS ALLEGED THAT I FAILED TO PUT IN AN ORDER. 7A. WHAT IS THE PRODUCT? EMC CORP. COMMON STOCK.

$11,000.00

$5,000.00

EVEREN SECURITIES SETTLED THIS CASE FOR $5,000. CLIENT HAD A NON DISCRETIONARY ACCOUNT AND DISCUSSED THE DESIRE TO BUY 1,000 SHARES OF EMC, BUT DID NOT PLACE A FIRM ORDER, AND WANTED ME TO CONTACT HIM ONCE THE STOCK HIT $51. THE CLIENT WAS RESIDING IN TAIWAIN AND I WAS UNABLE TO REACH CLIENT DUE TO CHANGE IN FAX NUMBER AND ONLY HAD E-MAIL AS A WAY TO REACH CLIENT. I DID NOT WANT TO PLACE ORDER OR TAKE DISCRETION ON A NON DISCRETIONARY ACCOUNT. WE E-MAILED CLIENT TO CALL UP BRANCH MANAGER TO CLEAR UP ANY MISCOMMUNICATION. CLIENT DID NOT CALL, FAXED, OR CANCEL NEXT DAY. ONE WEEK LATER THE STOCK WAS UP 12 POINTS, CLIENT THEN COMPLAINS AND CLAIMS HIS ORDER WAS GOOD AND IGNORE THE CANCEL. 9A. WHAT FIRM DID THE TRANSACTION TAKE PLACE? EVEREN SECURITIES.

EVEREN SECURITIES

Discharged

N/A WAS TERMINATED FOR VIOLATING FIRM POLICY FOR USING OUTSIDE EMAIL TO COMMUNICATE WITH CLIENT.

I WAS TERMINATED FROM EVERN SECURITIES ON 10/30/98 I WAS TERMINATED FOR VIOLATING FIRM POLICY BY SENDING OUTSIDE E-MAIL TO A CLIENT. EVEREN DID NOT HAVE ANY E-MAIL CAPABILITIES TO OUTSIDE AND I WAS TRYING TO COMMUNICATE WITH A CLIENT IN TAWIAN WHO HAD CHANGED HIS PHONE OR FAX NUMBER. THE ONLY WAY I HAD TO COMMUNICATE WITH CLIENT WAS THROUGH E-MAIL IN REGARDS TO A STOCK THAT HAD REACHED A TARGET PRICE AND TO HAVE THE CLIENT CALL THE BRANCH MANAGER ABOUT HIS WANTING TO BUY THE STOCK AT $51.(EMC)