Client alleges that representative failed to adequately advise him of the risk associated with a recommended REIT.

$51,000.00

$14,999.00

The purchase the client initiated was entirely suitable and prudent. I respectfully deny all allegations of impropriety and disclosure. There is no factual or legal basis for this claim. This account was handled in a professional and ethical manner in accordance with industry standards at all times. May 21, 2019: The broker dealer firm, as the named respondent, chose to settle this matter. There was no admission of liability or wrongdoing by either the Firm or me. I was not asked to, nor did I, contribute to the settlement.

Client alleges the representative misrepreented the nature of his real estate investment trust purchase.

$40,000.00

The purchase the client initiated was entirely suitable and prudent. I respectfully deny all allegations of impropriety and disclosure. There is no factual, or legal basis for this claim. This account was handled in a professional and ethical manner in accordance with industry standards at all times.

Claimant alleges that the representative made unsuitable recommendations to purchase two private placement REITS and an energy sector investment.

$300,000.00

$58,000.00

I am not a named respondent in this matter and I deny any allegations that may involve me.

CLIENT ALLEGES PHILLIPS MIREPRESENTED THE MUTUAL FUNDS INTO WHICH SHE INVESTED. CLIENT CLAIMS AGENT NEVER TOLD HER ABOUT PENALTY FEES OR ADMINISTRATIVE FEES. CLIENT WANTS A FULL REFUND OF WHAT SHE INVESTED.

$21,869.19

INVESTIGATION CONFIRMS CLIENT RECEIVED ALL NECESSARY DISCLOSURES AND INFORMATION REGARDING FEES, IN ADVANCE OF ANY MUTUAL FUND SALES. REPRESENTATIVE ACTED APPROPRIATELY.