CUSTOMER ALLEGES THAT FULL DISCLOSURE ABOUT VARIABLE LIFE INSURANCE POLICY WAS NOT PROVIDED. ALSO ALLEGES THAT MISLEADING SALES MATERIAL WAS USED IN THE SALE AND THAT THIS MATERIAL WAS WHAT MADE THE CUSTOMER DECIDE TO PURCHASE THE POLICY. IN ADDITION, CUSTOMER ALLEGES THAT REPRESENTATIVE PAID A PORTION OF THE PREMIUM ON THE CLIENT'S BEHALF.

$35,996.61

$35,996.61

POLICIES PURCHASED BY CUSTOMER WERE RESCINDED DUE TO USE OF UNAPPROVED SALES MATERIAL WHICH WAS MATERIAL TO CUSTOMER'S DECISION TO PURCHASE.

ON 12/10/72 AS A SOPHOMORE IN COLLEGE I WAS DRUNK AND SHOPLIFTED SOME FOOD FROM A LOCAL CONVENIENT STORE IN BOWLING GREEN, KY. THE COST OF ITEMS TAKEN WAS UNDER $10.00

MISDEMEANOR

ON 12/13/72 THE JUDGE IMPOSED A FINE OF $67.50 & I WAS PUT ON PROBATION FOR 1 YR. THE CHARGE WAS AMENDED TO PUBLIC INTOXICATION, BUT I KNEW I WASN'T GOING TO BE IN THE SAME POSITION IN THE FUTURE AND SIGNED THE STATEMENT FOR PROBATION PUT IN FRONT OF ME. I HAVE CALLED THE DISTRICT & CIRCUIT COURTS, THE COLLEGE & CITY POLICE DEPARTMENTS BUT NO ONE CAN GIVE ME 2 CASE #

AS MENTIONED IN #7 ABOVE THE EVENT WAS PRECIPITATED BY MY PARTICIPATION IN A PARTY IN AN IRRESPONSIBE MANNOR DURING MY SOPHOMORE YEAR IN COLLEGE. THE CHARGE WAS AMENDED TO PUBLIC INTOXICATION AND I SIGNED THE STATEMENT TO PUT THE MATTER BEHIND ME. WHEN I SIGNED 22A1 ORIGINALLY I UNDERSTOOD THE QUESTION TO BE RELATED TO INVESTMENTS OR AN INVESTMENT RELATEDBUSINESS. HOWEVER AFTER READING THE FULL QUESTION AGAIN, I DO REALIZE I SHOULD HAVE MARKED YES BECAUSE IT REFERS TO A MISDEMEANER FOR ANY REASON.