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Investment Adviser Representative Summary

RONALD ALLEN KRAMER (CRD# 4588294)

The report summary provides an overview of the Investment Adviser Representative's professional background and conduct. The information contained in this report has been provided by the Investment Adviser Representative, investment adviser and/or securities firms, and/or securities regulators as part of the states' investment adviser registration and licensing process. The information contained in this report was last updated by the Investment Adviser Representative, a previous employing firm, or a securities regulator on 03/27/2012.

CURRENT EMPLOYERS

KRAMER INVESTMENT ADVISORS, INC.
IARD# 160840
120 N. TOPANGA CANYON BLVD.
SUITE 111
TOPANGA, CA  90290-3852
Registered with this firm since: 03/22/2012


QUALIFICATIONS


This Investment Adviser Representative is currently registered in 2 jurisdiction(s).

Is this Investment Adviser Representative currently suspended with any jurisdiction? No

Note: Not all jurisdictions require IAR registration or may have an exemption from registration.
Additional information including this individual's qualification examinations and professional designations is available in the Detailed Report.

REGISTRATION HISTORY


This Investment Adviser Representative was previously registered with the following Investment Adviser firms:

FIRM (IARD#) - LOCATION REGISTRATION DATES
SUMMIT FINANCIAL GROUP INC (IARD# 109485) -  TOPANGA, CA
02/11/2011 - 03/27/2012
AMERITAS INVESTMENT CORP (IARD# 14869) -  TOPANGA, CA
09/18/2007 - 03/07/2011
PARK AVENUE SECURITIES LLC (IARD# 46173) -  LOS ANGELES, CA
05/08/2003 - 09/17/2007
For additional registration and employment history details as reported by the individual, refer to the Registration and Employment History section of the Detailed Report.

DISCLOSURE INFORMATION


Disclosure events include certain criminal charges and convictions, formal investigations and disciplinary actions initiated by regulators, customer disputes and arbitrations, and financial disclosures such as bankruptcies and unpaid judgments or liens.
Are there events disclosed about this Investment Adviser Representative? No

BROKER DEALER INFORMATION


This individual currently is registered as an investment adviser representative and previously was registered as a broker. For more information about this individual's record as a broker, visit FINRA's BrokerCheck website at: http://www.finra.org/brokercheck