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Investment Adviser Representative Summary

BRAD WILLIAM MICHELS (CRD# 2797528)

The report summary provides an overview of the Investment Adviser Representative's professional background and conduct. The information contained in this report has been provided by the Investment Adviser Representative, investment adviser and/or securities firms, and/or securities regulators as part of the states' investment adviser registration and licensing process. The information contained in this report was last updated by the Investment Adviser Representative, a previous employing firm, or a securities regulator on 01/25/2017.

CURRENT EMPLOYERS

WEALTHCARE CAPITAL MANAGEMENT LLC
IARD# 111119
3660 PAOLI PIKE
SUITE 2
FLOYDS KNOBS, IN  47119
Registered with this firm since: 06/08/2012

FINANCIAL ARCHITECTS, INC
IARD# 145549
4350 BROWNSBORO RD #110
LOUISVILLE, KY  40207
Registered with this firm since: 05/01/2013


QUALIFICATIONS


This Investment Adviser Representative is currently registered in 2 jurisdiction(s).

Is this Investment Adviser Representative currently suspended with any jurisdiction? No

Note: Not all jurisdictions require IAR registration or may have an exemption from registration.
Additional information including this individual's qualification examinations and professional designations is available in the Detailed Report.

REGISTRATION HISTORY


This Investment Adviser Representative was previously registered with the following Investment Adviser firms:

FIRM (IARD#) - LOCATION REGISTRATION DATES
CONCENTRIC FIDUCIARY ADVISORS (IARD# 152944) -  FLOYDS KNOBS, IN
02/04/2010 - 06/12/2012
TRANSAMERICA FINANCIAL ADVISORS, INC. (IARD# 16164) -  FLOYDS KNOBS, IN
03/05/2009 - 10/27/2009
TRANSAMERICA INVESTMENT MANAGEMENT, LLC (IARD# 108488) -  DAYTON , OH
03/31/2004 - 03/11/2009
For additional registration and employment history details as reported by the individual, refer to the Registration and Employment History section of the Detailed Report.

DISCLOSURE INFORMATION


Disclosure events include certain criminal charges and convictions, formal investigations and disciplinary actions initiated by regulators, customer disputes and arbitrations, and financial disclosures such as bankruptcies and unpaid judgments or liens.
Are there events disclosed about this Investment Adviser Representative? No

BROKER DEALER INFORMATION


This individual currently is registered as an investment adviser representative and previously was registered as a broker. For more information about this individual's record as a broker, visit FINRA's BrokerCheck website at: http://www.finra.org/brokercheck